Secure Payments

Fair & Secure Transactions for Everyone Involved

Easy and secure payment agreement between two parties until both parties are satisfied.

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Over 200+ Businesses

"Trusted by businesses and satisfied customers,

Escrow Deal

Buyer

Chidi O.

Seller

Amaka T.

₦350,000

Status

Funds Locked

Awaiting Delivery

Amount

🇳🇬NGN

₦350,000

Paid toFee

A

Amaka T.

1.5%

Your money stays locked until you confirm CBN-compliant escrow protection

Use Ketapay today

From buying your dream car to closing a contract deal — Ketapay escrow keeps every transaction safe, transparent, and stress-free.

Safe marketplace buying

Buy from any seller on Jiji, WhatsApp, or Instagram with zero risk. Funds release only when you confirm delivery.

Pay your freelancer

Lock in project terms upfront. Your money sits safe until the work is done exactly as agreed.

Buy & sell vehicles

Tokunbo or brand new — pay securely and inspect before funds are released to the seller.

Trade & Pay with Cryptocurrency

Tokunbo or brand new — pay securely and inspect before funds are released to the seller.

Escrow

Funds held safe until you confirm.

Create an escrow transaction, lock the money in, and only release it when you're satisfied. Buyers and sellers both protected — no exceptions.

Start selling

Dispute Resolution

Fair mediator wey no take sides.

When something goes wrong, our neutral team reviews the evidence and settles it fairly. No bias, no long story — just resolution.

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Ensuring growth and reach for small businesses

From online vendors to freelancers, businesses across Nigeria use Ketapay to lock down payments and protect their hustle.

Security you can bank on.

Every naira protected until both sides are satisfied — buyer, seller, everyone covered.

How we protect your money

Security you can bank on.

Every naira protected until both sides are satisfied.

How we protect your money

Customers first

Both parties agree

Buyer and seller set the amount, delivery terms, and conditions — before any money moves.

Insights

Being at the forefront of News Oversight

Guides, frameworks, and field notes on transacting safely in Nigeria and beyond.

View all articles

event

The dangers of online marketting without Escrow

Online marketing without escrow exposes buyers and sellers to unnecessary risk — from payment fraud and chargebacks to fake deliveries and disappearing vendors.

Maheer Gaffar

7 min24 Apr 2026

escrow-insights

How KetaPay Escrow Protects Your Business from Payment Fraud

Payment fraud costs Nigerian businesses billions annually. Escrow changes the equation by ensuring funds only release when both parties are satisfied.